Risk Management

Without the proper foundation of your financial plan your current goals are facing tremendous risk. At The Capital Group, we believe that an important part of planning is protecting what you have worked so hard to accumulate. Insurance provides a crucial defense from life's uncertainties, and can provide you peace of mind that your loved ones will be protected. Our team will work with you to identify your current insurance policies, whether owned privately or through your place of work. From there, we will determine the intentions behind your current insurance, and then focus on whether there is an additional need for income/asset replacement, estate preservation, or the proper continuation of your business. We will also assure that your insurance is tied back to your estate planning. Our modeling will demonstrate whether there is a current gap in your insurance needs, and quantify specifically how much insurance is necessary in order to fill that gap, if any. We work with numerous insurance companies in the areas of Life Insurance, Disability Income Insurance, and Long-Term Care Insurance.